Other products: Compliance Alert — never miss a deadline. Capture Power — with memory for future jobs. Payroll Power.

Your host and developer

Hi, I am Edward Murphy.

I build practical tools for income planning, office workflow and business support.

I am an artist who discovered the magic of numbers and code in my quest to make life easier for myself, co-workers, clients and small businesses. Use the calculators, free tools and lead form, and I will help point the enquiry in the right direction.

Current projects: Compliance Alert — never miss a deadline. Capture Power — capture all the way to trial balances and then do tax. Payroll Power — coming soon.

contact@calculateincomepower.co.za

South African income and budget tools

Calculate Income Power

Estimate PAYE, UIF, and monthly net pay for budgeting and affordability planning. Use the calculators and guides for planning, then use the contact page if you need help with business workflow or accounting support.

Use calculator Vehicle finance Business workflow help

Gross salary R 35,000

PAYE R 5,450

UIF R 177.12

Take-home pay R 29,372.88

Fresh article

Trending tax note for August 2026

Provisional tax deadline comparison

South Africa IRP6 vs USA estimated tax

South Africa's first 2027 provisional tax payment is due 31 August 2026. The next U.S. individual estimated tax payment is due 15 September 2026.

Compare the deadlines Check SARS provisional tax

New SARS guide

SARS refunds and auto-assessments: why you may get money back

Use one integrated guide for 2026 filing dates, tax changes, auto-assessment checks, refund calculations and payment delays.

Open the integrated SARS guide Check your auto-assessment

New calculator

Debt payoff calculator

Compare avalanche and snowball repayment plans, add an extra monthly payment and see the estimated debt-free month.

Open the debt payoff calculator Check your take-home pay first

New calculator

Working abroad tax calculator

Test the 183-day, 60-continuous-day and R1.25 million foreign employment exemption pressure points before you count the money.

Open the working abroad checker Read the working abroad guide

Free download

Free file converters

Excel to CSV, PDF to Excel and Word to PDF. Download once, run locally, no account and no subscription.

Get the free converters

Vehicle finance context

Compare the instalment with the market context

Use the vehicle finance calculator, then review the latest naamsa sales figures and test balloon risk before you commit.

Open the vehicle finance calculator Read the market context

Keep these dates

Points of interest

Update personal and banking details From 1 June 2026

First provisional tax: 2027/01 Due 31 August 2026

Non-provisional individuals 13 July to 23 October 2026

Provisional taxpayers and trusts 13 July 2026 to 22 January 2027

Check SARS filing dates

Latest update: Working abroad tax

Working abroad: know what tax can do to your salary

This guide keeps working abroad separate from emigration. It explains the South African 183-day, 60-continuous-day and R1.25 million foreign employment exemption rules, then compares what to check in the UAE, UK, USA, Australia, New Zealand and Canada.

The point is practical: compare the real rand take-home after foreign tax, SARS exposure, exchange rates, living costs, South African debit orders, debt repayments and money sent home.

Read the working abroad tax guide Check the SARS exemption guidance

South Africans abroad

Working Abroad Tax Guide for South Africans

Know the SARS foreign employment exemption first, then compare UAE, UK, USA, Australia, New Zealand and Canada tax expectations.

Read the working abroad guide

Salary and PAYE estimate

South African take-home pay estimate

Estimated monthly take-home R 0.00

Monthly PAYE R 0.00

Employee UIF R 0.00

Annual tax after rebates R 0.00

Monthly breakdown

Gross pay: R 0.00
Taxable pay after retirement input: R 0.00
PAYE: R 0.00
UIF: R 0.00
Other deductions: R 0.00

This is a simple estimate for planning. It is not payroll software: it does not create payslips, process payroll, submit EMP201 returns, or replace SARS tables or accountant review.

Use the estimator on this page. No calculator software is provided for download.

A printed estimate may help with personal budgeting or affordability discussions, but it is not a payslip, proof of income, credit approval, or official tax certificate. A finance provider may still require payslips, bank statements, or other documents.

Budget worksheet

Income and expenses

Use the estimated take-home pay or type your own monthly income, then list normal monthly expenses.

Monthly incomeR 0.00

Total expensesR 0.00

Money leftR 0.00

Expense-to-income0%

This is a personal budget worksheet for planning. It is not a loan approval, affordability certificate, payslip, proof of income, or financial advice.

Vehicle affordability

Vehicle finance calculator

Estimate a hire-purchase instalment with deposit, trade-in, settlement, term, balloon payment, interest rate and fees before you speak to a dealer or bank.

Open vehicle finance calculator

Overseas income budget

Working overseas or in the USA?

Use this as a simple budget worksheet when your income is paid outside South Africa. It converts your take-home foreign income to rand and compares it to monthly commitments.

Income in randR 0.00

SA commitmentsR 0.00

Foreign living costs in randR 0.00

Estimated rand leftR 0.00

This is only a budget worksheet. It does not calculate US tax, foreign tax, Social Security, Medicare, visa tax status, exchange-control consequences, or South African tax residency. Expats should get professional tax advice.

Accounting support

For any accounting needs, request a call back.

Request a call back